If you’re reading this you’re no doubt feeling the cruel combination of cold weather and impending Christmas spending creeping ever closer, both of which have you thinking that you need to start cutting costs asap.
Luckily, we help people like you save money every single day… so let’s take you through how Blue Light Card members can save money immediately.
1. Balance Transfer Credit Card
If you’re carrying a balance on one or more existing credit cards, transferring your balance to a 0% Balance Transfer Credit Card could save you serious money. Balance transfer credit cards typically come with a promotional period of no interest, like HSBC’s Blue Light Card exclusive Balance Transfer Credit Card. It’s interest-free for up to 34 months, plus you get a £20 gift card when you transfer a balance*. Perfect for managing your finances while getting rewarded at the same time.
Some stuff you need to consider if you want to give this a go:
-You'll be charged a fee for each balance you transfer. It’s 3.19% of the amount you’re transferring (minimum £5). You’ll also only be able to transfer an amount up to 95% of your given credit limit.
-Once the promotional no-interest period comes to an end, any balance remaining will begin to accrue interest at the credit card’s standard rate.
-Credit is subject to status, affordability and terms and conditions. Representative example: Representative 24.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 24.9% p.a. (variable).
2. Car Finance
Don’t put the brakes on getting your new car! In partnership with ClearScore, you can check your car finance loan options through their trusted panel of lenders… now without impacting your credit score. Whether you’re looking to upgrade, scaling to fit your growing family or simply treating yourself, getting a new car is not as daunting as you think. Learn more and view your options from one simple offer search.
Representative 17.7% variable
3. Motoring Deals
It’s not just the big expenses — the little ones add up too. From discounts on tyres and MOTs to breakdown cover, our motoring offers help keep your car running smoothly without draining your wallet.
4. Energy Switching
With the colder weather already setting in, now’s the time to check if you’re paying too much for gas and electricity. Switching suppliers can cut annual bills significantly, and we’ve secured member-only deals to make the process quick and painless.
5. Broadband Offers
Your internet connection is more important than ever, whether for streaming, studying, or staying in touch with loved ones. Check out our latest broadband deals, with member-only discounts that can reduce your monthly bill without sacrificing speed.
So, in summary...
Every pound counts at this time of year! The good news is that with Blue Light Card, your everyday essentials and bigger financial commitments come with built-in savings. Don’t leave money on the table: explore all our offers today and see how much you can save this month.
*Offer valid as of September 11, 2025. Balance transfer must be completed within the first 60 days of set-up. A 3.19% fee applies for each balance transferred. Minimum £5.
Representative example: Representative 24.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 24.9% p.a. (variable).
Credit is subject to status, affordability and terms and conditions. The rate and promotional period that you’re offered will depend on your circumstances.
Blue Light Card Ltd will receive a commission from Creditec Limited if you subsequently open a bank account or purchase a credit card product through Creditec Limited's service as a credit broker. For more information on Blue Light Card Ltd's regulatory status, please go to https://www.bluelightcard.co.uk/en/legal-and-regulatory.
Blue Light Card Ltd is an Introducer Appointed Representative of Creditec Limited. Blue Light Card Ltd is registered in England and Wales (company number 06581540, FRN 595838), with a registered office located at Charnwood Edge Business Park, Syston Road, Cossington, Leicester, LE7 4UZ.
Creditec Limited is registered in England and Wales under company number 13700425 ; registered office: The Steam Mill Business Centre, Steam Mill Street, Chester, United Kingdom, CH3 5AN FRN. 971164. ICO registration number: ZB288703. Creditec Limited is authorised and regulated by the Financial Conduct Authority (FRN: 971164).
Blue Light Card Ltd is an Introducer Appointed Representative of ClearScore, who are authorised and regulated by the Financial Conduct Authority. Blue Light Card Ltd will receive a commission from ClearScore if you take out a product through ClearScore. ClearScore is a credit broker not a lender.
